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Marine Midland Banks Inc. of New York has made a second thrust into the Chicago market with the opening of a branch office of Marine Midland Realty Credit Corp., a construction lending and mortgage banking subsidiary. ”The Chicago area continues to be one of the country`s most active markets for new office and residential construction,” said Donald McCarthy, president of the credit unit. ”Marine has already been involved in a number of financings in the Midwest, and we feel that with a local presence, we`ll be better able to serve this growing and attractive market.” In March, Marine Midland bought the commercial finance business of UnibanTrust Co.