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Broke? Tired of asking for handouts? Looking for something to fill long summer days? Get to work! For the under-16 set who can’t get a job selling clothes at the mall, this may mean starting a business. Combine what you like with what people need and watch your hobbies turn into cash. Just follow a few simple steps and you’re on your way:

– Know yourself

What are you good at and what do you enjoy? If you love surfing the Web, put your cyber-savvy skills to work doing research for the computer-shy. Choosing something you like will make it easier to stick with, and you’ll do a better job.

– Listen up

What are people complaining about or wishing they had? Those are needs. Come up with an idea for a product or a service that fills those needs. Can you run errands for the couple that just had twins? Sell sports drinks to athletes at a triathlon finish line? Be on the lookout for opportunities.

– Power plan

Set realistic goals and plan carefully to guarantee your success. Ask yourself how much extra time you have. Can you do the job yourself or do you need friends to help? How much money do you want to earn? Start small and build your business rather than dreaming up grand plans and disappointing customers with spotty service later.

– Shout about It

The people you know are your best source of customers. Distribute fliers and cards to friends, neighbors and family. Hang posters in local hangouts. Place an ad in your community newspaper. However you advertise, check with your parents first to make sure it’s OK.

– Give it your all

Be professional and on time, and always do a little more than your customer asks. This will keep business booming.

– Study up

Look for books in your local library for more tips and ideas on making money. We suggest:

– “Jobs for Kids: The Guide to Having Fun and Making Money” by Carol Barkin.

– “Fast Cash for Kids” by Bonnie Drew.

– “Making Cents/Every Kid’s Guide to Money: How to Make It, What to Do With It” by Elizabeth Wilkinson and Martha Weston.