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Theresa “Teri” Baniak, nee Kowalczyk, beloved wife of John; loving mother of Mark (Nerissa) and Geary (Diense); devoted grandmother of Heather (Britton) Walters, Adam, Steven and Lisa; fond sister of Patrick (Charmaine) Kowal and Ronald (Barbara) Kowalczyk; dear aunt and friend of many. Funeral Monday, Sept. 17 at 9:30 a.m. from Colonial-Wojciechowski Funeral Home, 6250 N. Milwaukee Ave., Chicago, to St. Cornelius for 10 a.m. Mass. Interment All Saints. In lieu of flowers, donations to the American Heart Association appreciated. Visitation Sunday 3 to 9 p.m. Info, 773-774-0366 or www.Colonialfuneral.com