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It seems that when companies hold life insurance policies on rank-and-file employees, as reported in “Employer collects when worker dies” (Business, June 18), there is a definite conflict of interest. It is a tax-free income that is used to pay health benefits as well other things. This is a strong incentive to provide poor health care. As people get older, poor health care means a shortened life span. Companies or non-family members paying and negotiating for health insurance should not be allowed to benefit from the insured’s demise.
