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Julia M. Ragen, nee Balavender, devoted wife of the late Arthur; beloved mother of Daniel and two loving stepdaughters Mary and Patricia; dear sister of Gertrude Balavender and Margaret Zorich; many devoted nieces and nephews. Chapel prayer 9:30 a.m. Monday, Dec. 22, 2003 from the Schmaedeke Funeral Home, 10701 S. Harlem Ave., Worth, to Our Lady of the Ridge Church, Chicago Ridge. Mass 10 a.m. Visitation Sunday 3 to 9 p.m. Interment St. Mary Cemetery. 708-448-6000 .