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– Location details: Be sure that the work-site address, lot number, or other distinguishing legal descriptions are specified.

– Scope of the work: A brief job description that provides a two- or three-sentence overview of what the project covers.

– Permits: The contractor must take responsibility, in writing, for getting any required building permits.

– Proofs of legality: A written statement that the contractor has a valid construction license, pays workers compensation, has acquired any necessary bonding and/or has adequate general liability insurance.

– Materials list: The list should itemize, by brand name, model number or grade, any appliances, fixtures, cabinetry, tile, paint or other items to be installed.

– Warranties: Two types should be mentioned: manufacturer’s warranties and limited warranties for workmanship.

– Liens and waivers: Specify in writing by what means the contractor will protect you against liens if subcontractors or suppliers are not paid.

– Waiver of liability: State in writing that the contractor specifically exempts the homeowner from liability for any injury sustained by any employee.

– Time of performance: Barring unforeseen site conditions or severe weather that might alter estimates, include a project-duration statement, with or without start and end dates.

– Deposit or payment schedule.

– Change orders: A countersigned change order should be created if any modifications are made, indicating what will deviate from the original plan and how much the change will cost.

Source: American Homeowners Association