Elliot Raphaelson

Health care law protects some debtors from unscrupulous hospital collections

December 24, 2018 at 8:44 p.m.

Many people are facing large, often insurmountable debt obligations these days, and according to some estimates, medical bills account for half of all collections reported to credit agencies. Even with...

To achieve you financial goals, start with a good guide

December 24, 2018 at 6:22 p.m.

A great many personal finance books come onto the market every year, but relatively few stand the test of time. Many become outdated; others are verbose or not clear enough...

For gamblers and investors alike, expected value is the name of the game

December 24, 2018 at 5:45 p.m.

What does casino owner Sheldon Adelson have in common with Bill Gross, co-chief investment officer of the giant money management firm Pimco? Many of you will probably say not much....

Crushed by medical bills, many reach out for help via the Internet

December 24, 2018 at 4:25 p.m.

There has been a great deal of publicity lately regarding "crowdfunding." The term refers efforts, generally launched on the Internet, to pool funds, usually in small increments, from a large...

Let your mistakes make you a better investor

December 24, 2018 at 2:20 p.m.

You shouldn't expect perfection in every investment decision. And when you are wrong, you should recognize it and change course. You will be in good company. Even successful investment professionals...

It’s in your interest to solve debt problems quickly

December 24, 2018 at 1:45 p.m.

Consumers can find themselves with insurmountable debt for any number of reasons. Unwise use of credit cards ranks near the top. As a certified county mediator in Florida for the...

First step toward achieving retirement goals: correcting investment mistakes

December 24, 2018 at 1:39 p.m.

Believe it or not, there is a lesson for small investors to be learned from the recent $2 billion-plus loss by a sophisticated trading unit of JPMorgan Chase. Even "expert"...

The advantages of a Roth — for you and your heirs

December 24, 2018 at 12:59 p.m.

You have good reasons to consider saving money in a Roth IRA. This vehicle provides you with tax savings during your retirement years and offers significant advantages to your beneficiaries....

Key to handling credit card trouble: Don’t procrastinate

December 24, 2018 at 12:51 p.m.

Consumers can find themselves with insurmountable debt for any number of reasons. Unwise use of credit cards ranks near the top. As a Florida certified county mediator for the last...

Roth IRA a powerful vehicle for retirement saving

December 24, 2018 at 12:02 p.m.

There are serious reasons to consider saving money in a Roth IRA. Not only does this vehicle provide you with tax savings during your retirement years; it also offers significant...

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