Retirement planners often need a Negative Nelly on their team
I woke up last Saturday morning to the following "Retire Smart" reader email: "Why are you a Negative Nelly? Your columns seem to advocate that everyone never be able to...
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The retirement savings crisis
The state of retirement savings in America is in big trouble. According to Fidelity Investments, the average 401(k) balance among its 11.8 million accounts increased to $74,600 at the end...
Reverse mortgages not for the uninformed
"Why do I need to save? I'll just tap the equity in my house when I retire," said a former client at the end of 2006. He and his wife...
The kids are all right?
My 75-year old father recently told me, "You can't imagine how many of my friends help out their adult children financially. It's really changed their retirement years!" Since the recession...
Why keep working?
"I don't know what I would do if I didn't work," said a 72-year-old family member recently. She is not alone. Because we are living longer and healthier than in...
Last minute tax filing tips
According to the IRS, about a quarter of U.S. taxpayers wait until the last two weeks of tax season to file their returns. So, if you are a procrastinator, don't...