Terry Savage

To protect yourself from a financial nightmare if your spouse dies, let’s start with the basics.

Time is growing short for parents of high school seniors (and those returning to college for the 2026-27 school year) to file the FAFSA — the Free Application for Federal Student...

The IRS reports that every year more than $1 billion in unclaimed refunds gets left behind at the Treasury. This year, if you're a senior, it’s more likely that a refund belongs to...

Artificial intelligence is coming faster and more furiously than you might have imagined. It has the power to change our society, our economy, our health and our personal relationships in...

A decade ago, the insurance industry made a huge annuity sales pitch to pre-retirees, offering them “variable” or “indexed” annuities with potential stock market growth — and typically with an...

With the prices of gold and silver bullion making all-time highs, many people are thinking about turning grandma’s sterling silver flatware or grandpa’s collection of gold coins into cash. It...

Gold and silver prices have soared in the midst of global geopolitical uncertainty, concerns about the global role of the dollar, long-simmering inflation and general economic uncertainty.

Home ownership has always been the basis of the American dream. But there is evidence that either because of affordability or changing job and lifestyles, younger generations have become more...

If you are retired, this is the perfect moment to review your investment exposure and — if you will be older than 73 this year — to calculate your required...

You’ll sleep better if you start the New Year by completing this checklist. And that’s The Savage Truth.