Terry Savage: Medicare beware, part 2: switching plans
In my most recent column I explained the key decisions you must make about Medicare — either when you initially enroll or during the annual open enrollment period that runs...
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Terry Savage: Medicare beware — a guide to open enrollment
Medicare's open enrollment period starts October 15. Making the correct choices when you initially sign up for Medicare — and every year when you must review your drug coverage — could...
Terry Savage: Stop procrastinating about planning
Astoundingly, the year is almost over. And as the calendar races to the finish, you still haven’t gotten your finances in order and met with a financial planner you can...
Terry Savage: The chicken money challenge
Savers are about to face the most significant financial challenge of all — the challenge of self-discipline.
Terry Savage: Wanna Bet?
Fall is already in the air in many parts of the country. Kids are back in school and the football season has started. What’s the tie-in for a personal finance...
Terry Savage: How interest rates work
Will they or won’t they cut interest rates in September? All eyes are on the Federal Reserve and its chairman, Jerome Powell. He is seen as the all-powerful Wizard of Rates, but there’s...
Terry Savage: AI is here to stay; use it, but beware
Artificial Intelligence is the buzzword that is driving the stock market and economic capital these days. It is showing up on your smartphone, in your communications with medical providers and...
Terry Savage: Struggling to repay parental PLUS student loans? Act quickly
In my column last week about student loans, I focused on changes coming to the outstanding loan burden for graduates. But parents who have taken out Direct PLUS loans also...
Terry Savage: Changes coming to income-driven student loan repayment programs
If you have outstanding student loans, you are likely about to encounter some significant and confusing changes. If you have participated in a plan to lower your payments or defer...
Terry Savage: Don’t count cash out yet
There’s a lot of paper money circulating out there, despite the movement toward digital transactions. The current total value of U.S. currency in circulation is $2.4 trillion, as of July 2025. That includes...