Terry Savage: Avoid the heartbreak of inheriting a financial mess
To protect yourself from a financial nightmare if your spouse dies, let’s start with the...
Careers
Terry Savage: Last chance to file the FAFSA for your college student
Time is growing short for parents of high school seniors (and those returning to college...
Terry Savage: Bigger tax refunds are coming to seniors, but only if they file a return
The IRS reports that every year more than $1 billion in unclaimed refunds gets left behind at...
Terry Savage: ‘Chicken money’ holders are going to be tested
Simply put, chicken money is money set aside to let you sleep at night, no...
Terry Savage: The stock market and you
There’s another Wall Street truism that's relevant here: Bull markets climb stairs, but bear markets ride a...
Terry Savage: Guarding your credit, identity and property
It’s the holiday shopping/scamming season. And that makes it a good time to think about...
Terry Savage: How income can affect Medicare premiums
Every senior on Medicare should be intimately familiar with IRMAA — the initials that stand...
Terry Savage: This holiday season, help the needy and manage your finances
This is the time of year when I typically offer financial planning advice to those...
Terry Savage: Lower health care premiums with small biz insurance
Suddenly millions of working Americans can no longer afford “Obamacare” health insurance, as premium subsidies...
Terry Savage: The toughest talk
Once upon a time, parents and children sat down together for the toughest talk: the...
Terry Savage: It’s RMD time again
Time flies — and never so quickly as we approach the annual deadline for taking...
Terry Savage: When to take Social Security
You may have seen videos making the rounds on TikTok or other social media. Or...
Terry Savage: Choosing a Medicare Part D drug plan
You may not be taking prescription drugs when you sign up for Medicare at age...