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Average mortgage rates (percentage plus points) for single-family homes in 14 metropolitan areas as of Oct. 4 as compiled by the Chicago Title Insurance Co. The rates are for 30-year, fixed-rate mortgages for 80 percent of the value of the house. A point is a one-time fee equaling one percent of the mortgage.

City Oct. 4 Prev. Wk

Atlanta 9.875+1.25 9.75+1.125

Boston 10.00+2.0 9.875+2.0

Chicago 10.00+2.875 10.00+2.875

Dallas 10.00+2.875 10.00+2.875

Denver 9.75+1.875 10.25+1.125

Houston 10.375+1.5 10.25+1.75

L.A. 10.50+1.875 10.50+1.875

Minn. 10.00+2.125 10.00+2.0

N.Y 10.75+2.0 10.75+2.0

Phila. 9.875+2.875 10.00+2.875

Phoenix 10.125+1.625 10.125+1.625

Seattle 10.125+2.0 10.125+2.0

Tampa 9.75+2.625 9.75+2.675

D.C. 10.25+3.25 10.375+2.875