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* 13 pct rise in the 6 months after deployment-USAA

* Crashes more prevalent for Army than other branches

* Adds to body of research on effects of war

By Ben Berkowitz

BOSTON, April 24 (Reuters) – U.S. military personnel have 13

percent more car accidents in which they are at fault in the six

months after returning from overseas duty than in the six months

prior, a USAA study revealed on Tuesday.

USAA, a major insurer catering specifically to the armed

forces and their families, based its study on 171,000

deployments by 158,000 of its members over a three-year period

ending in February 2010, when combat was still raging in Iraq

and Afghanistan.

In many cases, USAA found, soldiers took the driving style

that kept them alive on the streets of Baghdad and Kabul and

applied it to the suburban roads at home.

The results were most dramatic for returning members of the

Army and Marines, whose accident rates rose 23 percent and 12.5

percent, respectively. (Rates were up 3 percent for the Navy and

2 percent for the Air Force).

Not surprisingly, given the experience many soldiers had

with improvised explosive devices (IEDs) and other roadside

obstacles in combat zones, USAA found “objects in the road” to

be the most cited of the 13 accident causes it studied.

The insurer also found a direct correlation between the

number of deployments and the rate of accidents — those

deployed three or more times had 36 percent more incidents,

those deployed twice had 27 percent more and those deployed only

once had 12 percent more accidents. A 2009 military study found

that, since 2001, deployments for reservists had averaged from 8

to 14 months in duration.

There was also correlation by age (soldiers under 22 were

involved in more wrecks than those over 29) and by rank (the

more senior a soldier the lower the number of accidents).

“USAA has shared its research with each military branch’s

safety center commanders. USAA has also shared the study with

academics and traffic safety experts and has taken steps to make

USAA members aware of the behind-the-wheel risks for returning

troops,” the company, which had 8.8 million members as of the

end of 2011, said in the report.

The Army’s Office of Public Affairs declined to comment on

the results of the study, saying it was the company’s research

project and not the government’s.

The USAA survey adds to the growing body of data on the

psychological and physical effects of deployment to war zones.

The U.S. Army said in January that violent sex crimes

committed by active-duty soldiers have almost doubled over the

last five years, due in part to the trauma of war. In March,

Army researchers said one in five soldiers returning from

Afghanistan or Iraq after a concussion develop chronic

headaches.

(Reporting By Ben Berkowitz; editing by Gunna Dickson)